Both incomes flow into one shared pot. All expenses and savings are paid from the combined total.
Savings goals at a glance
Savings Rate
0%
Emergency Fund
—
months of expenses
Housing Cost
0%
of income
Health Score
—
out of 100
🔀 Put your leftover to work
You have $0 unspent each month (income minus expenses, before savings). Decide how much of it to move into savings and I'll split it across your goals.
💡 What I'm seeing
These are general observations based on common budgeting guidelines (like the 50/30/20 rule and a 3–6 month emergency fund) applied to the numbers you entered. It's information to help you decide together — not professional financial advice.
Your 50 / 30 / 20 split
A common guideline: ~50% of take-home to needs, ~30% to wants, ~20% to savings & debt payoff.
Goal timelines
Monthly Income
Source
Who
Monthly ($)
Total
$0
Monthly Expenses
Expense
Category
Monthly ($)
Total
$0
Every expense is paid from your combined household pot.
Grocery Budget
$0
Spent this month
$0
Remaining
$0
Grocery budget
Budgetper month
Grocery trips
Date
Store / note
Amount ($)
Total
$0
Savings Goals
Goal
Target ($)
Saved so far ($)
Monthly contribution ($)
Progress
Set a monthly contribution to see how it factors into your leftover money and how long each goal will take.
Budgeted / mo
$0
Actual this month
$0
Difference
$0
Actual vs. budget by category
Budget comes from your Expenses tab (plus the grocery budget). Log real purchases below and this updates automatically. Only this month's transactions count toward "actual".
Transactions
Date
Description
Category
Amount ($)
Total (this month)
$0
Total monthly bills
$0
# of bills
0
Next due
—
Bill calendar
Bill
Due day
Amount ($)
Autopay
Total
$0
"Due day" is the day of the month (1–31). Bills are listed in the order they come due so you can see what's next.
Set aside / mo
$0
Saved so far
$0
Annual total
$0
Sinking funds (for irregular / annual costs)
Fund
Annual cost ($)
Set aside / mo
Saved ($)
Total
$0
Enter the yearly cost (car registration, insurance, gifts, travel). I'll show the monthly amount to set aside so it's ready when the bill lands.
Assets
$0
Debts
$0
Net worth
$0
Accounts & balances
Account
Type
Balance ($)
List savings, checking, investments (assets) and loans, credit cards (debts). Net worth = assets − debts.
Wedding budget
$0
Estimated total
$0
Paid so far
$0
Still to pay
$0
Wedding budget
Budgettotal
Vendors & costs
Item / vendor
Category
Estimate ($)
Paid ($)
Total
$0
$0
Monthly history
Save a snapshot of this month's numbers to track your progress over time.
Savings rate & net worth trend
No snapshots yet — save one above to start your history.